Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We’re excited to introduce sgbc.bank — now with enhanced security and a fresh new look. Thanks for stopping by!
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
At South Georgia Banking Company, we deliver customized treasury management services designed to help local businesses streamline operations, maximize cash flow, and improve profitability. Whether you’re a growing startup or an established organization, our team combines advanced technology with personalized support to help your business thrive.
We work with a wide range of industries across our community, including:
Our full suite of treasury solutions is built to support your daily operations and long-term goals.
| Service | Description | Fee | |
|---|---|---|---|
Receivables | Service no | Description no | Fee no |
no | Service Remote Deposit Capture (RDC) | Description Scan and deposit checks remotely from your office. | Fee $30/month for equipment + tiered pricing per items processed ranging from $75-$175 |
no | Service Merchant Card Services | Description Accepts all forms of payment, including credit/debit cards. | Fee Varies based on service needs |
no | Service Autobooks | Description Invoice, accept payments, and manage customers through online banking. | Fee 3.49% per credit/debit transaction, 1.00% per ACH/bank transfer |
no | Service ACH Origination | Description Process vendor payments and employee payroll. | Fee $20 per Batch / $0.08 per transaction or $50 a month/$0.08 per transaction |
no | Service Merchant Services | Description no | Fee no |
no | Service Retail Transactions & POS Solutions | Description POS system for in-person and online transactions with inventory management + loyalty programs, employee time management cloud-based reporting features | Fee Varies by service features |
no | Service Mobile Payments | Description Accept payments via tablet or phone securely. Andriod and Apple cabability | Fee Varies by service needs |
no | Service Credit Card Terminals | Description Offer customers wired or wireless credit card terminals. | Fee Varies by model (wired or wireless) |
no | Service Virtual Terminals | Description Convert your computer into a credit card terminal. | Fee Varies by service plan |
no | Service Online Payments | Description Custom payment pages for online sales. | Fee Customized pricing per transaction |
no | Service Text to Give | Description Allows nonprofits to receive donations securely via text (keyword to a designated phone number) | Fee Varies by service needs |
no | Service Mobile Card Reader | Description Accept card payments on-the-go via mobile devices & deliver funds directly into your bank account | Fee Varies by processing volume |
Payables | Service no | Description no | Fee no |
no | Service Wire Transfers | Description Electronic funds transfer between banks. | Fee $30.00 Domestic, $50.00 International |
no | Service ACH Origination | Description Process vendor payments and employee payroll. | Fee $20 per Batch / $0.08 per transaction or $50 a month/$0.08 per transaction |
Fraud Prevention Tools | Service no | Description no | Fee no |
no | Service Positive Pay Checks | Description Detects fraudulent check activity before processing. | Fee $25 per tool or $45 for both fraud prevention tools |
no | Service ACH Filter & Block | Description Blocks unauthorized ACH transactions. | Fee $25 per tool, $45 for both fraud prevention tools |
Account Management | Service no | Description no | Fee no |
no | Service Sweep Services | Description These automated sweeps ensure your funds are always working efficiently, maximizing returns while maintaining liquidity for daily business needs. | Fee $10.00 Charge for overdraft |
no | Service Business Digital Bank | Description Manage business accounts online with essential tools. | Fee No Fee |
no | Service Business Mobile Banking | Description Access treasury tools from any mobile device. | Fee No Fee |
no | Service IntraFi | Description Ensures all funds remain under FDIC insurance. | Fee No Fee |
Some fees may vary; contact us for personalized pricing.
Payroll Direct Deposit: Simplify your payroll process with secure, automated employee deposits.
Direct Payment via ACH: Enhance cash flow by automatically collecting recurring payments from customers.
We’re more than a bank—we’re your business partner. Let’s work together to build financial solutions that grow with you.
Stop by your nearest Banking Center today to learn more