Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
We’re excited to introduce sgbc.bank — now with enhanced security and a fresh new look. Thanks for stopping by!
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Stay connected to your finances 24/7 with SGBC’s Digital Banking Services*. Whether you’re at home, at work, or on the go, you can easily manage your accounts from your computer or mobile device. Check balances, monitor transactions, transfer funds, pay bills, deposit checks, and even locate the nearest SGBC branch—right at your fingertips.
Getting started is quick and easy!
Download the SGBC Digital Banking Mobile App**
Skip the trip to the bank! With SGBC’s Mobile Deposit, you can securely deposit checks anytime, anywhere using your smartphone. Just snap a photo, submit, and you’re done!
Take the hassle out of paying bills. SGBC’s Bill Pay lets you schedule one-time or recurring payments with ease, so you can stay on top of your finances without the stress.
Go paperless and keep your account information at your fingertips! SGBC’s eStatements are secure, eco-friendly, and easy to access whenever you need them.
See the big picture of your finances! Our Money Management tool helps you track spending, set budgets, and reach your financial goals—all in one convenient place.
Need to split a bill or send money to a friend? SGBC’s P2P payment platform SPIN makes it easy to transfer funds quickly and securely—no cash needed!
Your SGBC debit card is more than just a way to pay—it’s a smart tool to help you save, manage, and protect your money. Enjoy the convenience of secure transactions, plus these great features:
With LenderPay, making your loan payment is simple, fast, and secure. Pay anytime—on your phone, tablet, or computer—using a debit card or checking account. You can even pay by text with a link sent right to your phone.
Why use LenderPay?
✔️ Stay Current
Set up one-time or recurring payments so you’re never late. Payments post instantly to your loan.
✔️ Flexible Ways to Pay
We accept:
You may also make a payment by mail or in person at any SGBC branch with no additional fee.
✔️ Built-In Security
Your info is protected with secure processing, and you won’t need to re-enter it each time.
| Payment Method | Fee |
|---|---|
Payment Method Debit Card | Fee $9.95 Convenience Fee |
Payment Method ACH (Checking) | Fee $2.95 Convenience Fee |
Payment Method Credit Card (MC/Disc) | Fee 2.95% of payment (Processing Fee)* |
Payment Method Returned Payment | Fee $35.00 Return Payment Fee |
*Credit card fees are calculated as a percentage of the payment amount during checkout and are used solely to cover processing costs.
Important: Convenience and processing fees are nonrefundable and are applied to cover actual or average processing costs. For a no-fee option, you may pay by check, in person, or by mail at any SGBC branch.
Debit & Credit Card Transactions
Error Resolution Notice
If you believe a payment was made in error or you see an unfamiliar charge on your account, please contact us immediately. You may be protected under Regulation E, which governs error resolution for electronic payments. Call or visit your local branch to report unauthorized transactions.
Text Banking
No smartphone? No problem. Enroll your device within our Digital Banking platform to check balances and recent transactions. Text banking is fast, easy, and works with any text-enabled phone. Once enrolled, text CMD to 662265 for a list of commands.***
24-Hour Telephone Banking
Ask your local representative how to get started, then call anytime to:
*Digital Banking Terms & Conditions
**There are no fees associated with the SGBC Digital Banking Mobile App.
***Standard message and data rates may apply.